Trustiva Setu — Net Margin Calculator
Live Results
Net Margin (₹)
₹5,900
Net Margin (% of loan)
5.90%
| Loan Amount | ₹1,00,000 |
| Subvention income (9.00% × loan) | ₹9,000 |
| Base Rate cost (4.10% × loan) | ₹4,100 |
| Subvention margin | ₹4,900 |
| PF income (2.00% × loan) | ₹2,000 |
| Base PF cost (1.00% × loan) | ₹1,000 |
| PF margin | ₹1,000 |
| Net Margin (Subvention margin + PF margin) | ₹5,900 |
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What These Terms Mean
Sub cost %
The subvention rate the clinic pays Trustiva Setu for the chosen scheme — income to Trustiva.
Base Rate %
Trustiva Setu's own base subvention cost for that scheme, looked up per scheme. Sub margin = Sub cost % − Base Rate %, on the loan amount.
PF %
The processing-fee rate the clinic pays Trustiva for the loan — income to Trustiva.
Base PF %
Trustiva's base processing-fee cost for the scheme (1.00% across all schemes today). PF margin = PF % − Base PF %, on the loan amount.
Net Margin
Sub margin + PF margin, in rupees. Also shown as a % of the loan amount.